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Home Insurance Costs with Deductible Scenarios in St. Joseph County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
St. Joseph County $110,000 $370 $534
Mendon $105,000 $381 $488
Shipshewana $155,000 $559 $772
Fawn River $125,000 $450 $593
Sherwood $80,000 $304 $410
Porter $170,000 $655 $852
Leonidas $110,000 $399 $567
White Pigeon $100,000 $388 $485
Florence $110,000 $364 $587
Three Rivers $75,000 $261 $391

Impact of Coverage Amount on Home Insurance Cost In St. Joseph County, MI

Coverage Amount Home Insurance Cost ($)
$100000 $813
$250000 $975
$500000 $1,561
$750000 $2,029
$1000000 $2,597
More than $1000000 $3,003


St. Joseph County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
St. Joseph County, MI Average Home Insurance Cost$739
State Average Home Insurance Cost$856
Difference Vs national Average-485

Best Home Insurance Quotes & Estimates for Properties Near St. Joseph County, MI

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $128,000 $480 S State St, Mackenzie St
$500 Deductible $94,500 $290 Prairie St
$500 Deductible $98,000 $500 S 6th St
$500- $1000 Deductible $127,500 $520 Garden St
$500- $1000 Deductible $80,500 $310 Buchner Rd
$2500-$5000 Deductible $274,000 $820 Co Hwy 126
$500 Deductible $46,500 $200 Silver St
$500- $1000 Deductible $288,000 $1180 Jeremy St

Top Homeowners Insurance Companies in St. Joseph County, MI

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,403
Frankenmuth Insurance $990
Farmers $884
Meemic $635

St. Joseph County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -81 658
One Claim +37 776
Two Claims +89 828