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Home Insurance Costs with Deductible Scenarios in St. Joseph County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
St. Joseph County, MI $111200 $515 $708
Mendon, MI $114800 $534 $735
Shipshewana, IN $160900 $666 $916
Fawn River, MI $127300 $548 $754
Sherwood, MI $78800 $490 $675
Porter, MI $190100 $607 $836
Leonidas, MI $136600 $557 $767
White Pigeon, MI $144500 $564 $777
Florence, MI $117900 $538 $740
Three Rivers, MI $78700 $456 $628

Impact of Coverage Amount on Home Insurance Cost In St. Joseph County, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $614
$200,000 $1,922
$300,000 $2,610
$400,000 $3,169
$500,000 $4,056
$750,000 to $1000,000 $4,690
Above $1000,000 $5,546


St. Joseph County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
St. Joseph County, MI Average Home Insurance Cost$716.83
State Average Home Insurance Cost$775
Difference Vs national Average-507.17

Top Homeowners Insurance Companies in St. Joseph County, MI

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,403
Frankenmuth Insurance $990
Farmers $884
Meemic $635

St. Joseph County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -86 631
One Claim +43 760
Two Claims +100 817