Skiba Insurance Services, Inc.
About : Skiba Insurance Services, Inc
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Description : With the high cost of just about everything these days, a single accident or devastating illness could leave you bankrupt. You can protect your personal and business finances with optimum insurance coverage. At Skiba Insurance Services Inc.
127 W River St, Alpena, MI 49707
Distance: 18.1 Miles
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Permanent life insurance initially costs much more than term insurance. However, as you get older, the cost for term insurance rises when the policy must be renewed, while the cost of permanent life insurance remains steady for your entire life.
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The idea of insurance in general actually has long roots, going back thousands of years. Back then, insurance was purchased largely for merchant ships in case the ship sank or was taken by pirates. The idea of medical or health insurance didn't show up until the 1800s.
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Life insurance has three attributes: the span of years over which the premiums are paid, the premiums, and the death benefit. Experienced agents will be able to explain these attributes in more detail to help you understand your policy.