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Home Insurance Costs with Deductible Scenarios in Ottawa County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Ottawa County $160,000 $682 $636
Ottawa County $160,000 $682 $636
Covert $90,000 $340 $401
Solon $130,000 $486 $537
Northview $145,000 $512 $589
Beechwood $130,000 $489 $498
North Muskegon $140,000 $568 $644
Moorland $115,000 $457 $511
Newfield $80,000 $296 $344
Fruitport charter $120,000 $441 $524

Impact of Coverage Amount on Home Insurance Cost In Ottawa County, MI

Coverage Amount Home Insurance Cost ($)
$100000 $850
$250000 $1,020
$500000 $1,633
$750000 $2,122
$1000000 $2,717
More than $1000000 $3,141


Ottawa County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Ottawa County, MI Average Home Insurance Cost$773
State Average Home Insurance Cost$856
Difference Vs national Average-451

Best Home Insurance Quotes & Estimates for Properties Near Ottawa County, MI

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$2500-$5000 Deductible $104,000 $230 Southland Ct, Mayfair St
$5000 to $10,000 Deductible $226,500 $610 Alpine Ave
$500 Deductible $184,000 $690 Valley View Ct
$2500-$5000 Deductible $143,000 $440 Country Club Rd
$500- $1000 Deductible $102,000 $350 10th Ave
$500- $1000 Deductible $207,000 $880 Diamond Ave
$500- $1000 Deductible $76,000 $240 Hardwood Dr
$1000-$2500 Deductible $325,000 $810 Ridge Creek

Top Homeowners Insurance Companies in Ottawa County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Frankenmuth Insurance $990
Auto Owners $946
Hanover $934
Meemic $635

Ottawa County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -108 665
One Claim +54 827
Two Claims +93 866