Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Ottawa County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Ottawa County, MI $168000 $569 $783
Ottawa County, MI $168000 $569 $783
Covert, MI $99100 $516 $710
Solon, MI $140000 $470 $647
Northview, MI $153600 $481 $662
Beechwood, MI $140000 $560 $771
North Muskegon, MI $137300 $558 $768
Moorland, MI $120100 $540 $743
Newfield, MI $82200 $495 $682
Fruitport charter, MI $124600 $507 $697

Impact of Coverage Amount on Home Insurance Cost In Ottawa County, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $479
$200,000 $1,444
$300,000 $1,964
$400,000 $2,320
$500,000 $2,970
$750,000 to $1000,000 $3,434
Above $1000,000 $4,060


Ottawa County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Ottawa County, MI Average Home Insurance Cost$792.49
State Average Home Insurance Cost$775
Difference Vs national Average-431.51

Top Homeowners Insurance Companies in Ottawa County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Frankenmuth Insurance $990
Auto Owners $946
Hanover $934
Meemic $635

Ottawa County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -103 689
One Claim +40 832
Two Claims +95 888