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Home Insurance Costs with Deductible Scenarios in Muskegon, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Muskegon, MI $65800 $458 $631
Fruitland, MI $160400 $487 $670
Sheridan charter, MI $137000 $557 $767
Egelston, MI $95100 $476 $655
Fruitport charter, MI $124600 $507 $697
Blue Lake, MI $148700 $569 $782
Otto, MI $87400 $502 $691
Crockery, MI $178100 $596 $820
White River, MI $166100 $585 $805
Roosevelt Park, MI $95500 $512 $704

Impact of Coverage Amount on Home Insurance Cost In Muskegon, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $1,132
$200,000 $2,954
$300,000 $4,051
$400,000 $4,697
$500,000 $6,012
$750,000 to $1000,000 $6,952
Above $1000,000 $8,220


Muskegon, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Muskegon, MI Average Home Insurance Cost$638.26
State Average Home Insurance Cost$775
Difference Vs national Average-585.74

Top Homeowners Insurance Companies in Muskegon, MI

Insurance Provider Average Homeowners Insurance Cost($)
Michigan Farm Bureau $974
Hanover $934
Farmers $884
Meemic $635

Muskegon, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -77 562
One Claim +38 677
Two Claims +77 715