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Home Insurance Costs with Deductible Scenarios in Muskegon, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Muskegon $65,000 $224 $371
Fruitland $150,000 $640 $829
Sheridan charter $140,000 $508 $781
Egelston $85,000 $311 $487
Fruitport charter $120,000 $441 $677
Blue Lake $140,000 $529 $758
Otto $75,000 $288 $419
Crockery $165,000 $608 $829
White River $155,000 $589 $865
Roosevelt Park $95,000 $386 $551

Impact of Coverage Amount on Home Insurance Cost In Muskegon, MI

Coverage Amount Home Insurance Cost ($)
$100000 $781
$250000 $937
$500000 $1,500
$750000 $1,949
$1000000 $2,495
More than $1000000 $2,885


Muskegon, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Muskegon, MI Average Home Insurance Cost$710
State Average Home Insurance Cost$856
Difference Vs national Average-514

Best Home Insurance Quotes & Estimates for Properties Near Muskegon, MI

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $101,000 $350 Bluff St
$500 Deductible $88,500 $320 de Feyter St
$2500-$5000 Deductible $63,500 $140 Elwood St
$500- $1000 Deductible $61,000 $270 Vincent Rd, Royale Ct
$2500-$5000 Deductible $138,500 $420 Moore St, Western Ave
$500 Deductible $32,000 $100 Harrison Ave
$2500-$5000 Deductible $89,000 $270 Alpha Ave
$1000-$2500 Deductible $209,500 $730 Mulder St

Top Homeowners Insurance Companies in Muskegon, MI

Insurance Provider Average Homeowners Insurance Cost($)
Michigan Farm Bureau $974
Hanover $934
Farmers $884
Meemic $635

Muskegon, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -64 646
One Claim +57 767
Two Claims +92 802