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Home Insurance Costs with Deductible Scenarios in Kalamazoo, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Kalamazoo, MI $99300 $501 $690
Paw Paw, MI $115100 $497 $685
Battle Creek, MI $80700 $478 $658
Trowbridge, MI $128400 $549 $755
Pavilion, MI $156600 $484 $666
Level Park-Oak Park, MI $99700 $517 $711
Vicksburg, MI $126700 $547 $753
Augusta, MI $86300 $500 $689
Pine Grove, MI $128600 $549 $755
Springfield, MI $56300 $426 $586

Impact of Coverage Amount on Home Insurance Cost In Kalamazoo, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $758
$200,000 $2,165
$300,000 $2,934
$400,000 $3,507
$500,000 $4,489
$750,000 to $1000,000 $5,190
Above $1000,000 $6,137


Kalamazoo, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Kalamazoo, MI Average Home Insurance Cost$698.4
State Average Home Insurance Cost$775
Difference Vs national Average-525.6

Top Homeowners Insurance Companies in Kalamazoo, MI

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,174
Michigan Farm Bureau $974
AAA $954
Hanover $934

Kalamazoo, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -84 615
One Claim +49 747
Two Claims +91 789