Home Insurance Costs with Deductible Scenarios in Houghton County, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) (> $10,000 Deductible)	Low Deductible($) ($500- $1000 Deductible)
Houghton County	$95,000	$338	$530
Elm River	$205,000	$755	$1,191
Dollar Bay	$115,000	$327	$584
Portage charter	$145,000	$484	$760
Zeba	$95,000	$295	$498
South Range	$75,000	$255	$389
Bohemia	$95,000	$341	$493
Baraga	$100,000	$334	$513
Calumet	$50,000	$160	$262
Laurium	$75,000	$260	$373

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Impact of Coverage Amount on Home Insurance Cost In Houghton County, MI

Coverage Amount	Home Insurance Cost ($)
$100000	$806
$250000	$968
$500000	$1,548
$750000	$2,013
$1000000	$2,576
More than $1000000	$2,979

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Houghton County, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Houghton County, MI Average Home Insurance Cost	$733
State Average Home Insurance Cost	$856
Difference Vs national Average	-491

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Best Home Insurance Quotes & Estimates for Properties Near Houghton County, MI

Deductible ($)	Home Value ($)	Homeowners Insurance Cost ($)	Location
$1000-$2500 Deductible	$95,000	$240	Sasoak Rd, Willson Memorial Dr
$2500-$5000 Deductible	$125,500	$290	Lilly Creek Rd, Co Rd F-39
$2500-$5000 Deductible	$64,500	$180	11th St
$500 Deductible	$141,000	$610	S Tamarack St
$500- $1000 Deductible	$80,000	$340	Golf Course Rd
$1000-$2500 Deductible	$199,000	$710	Alder Rd
$1000-$2500 Deductible	$46,000	$110	W Baraga Ave, Superior Loc Rd
$500- $1000 Deductible	$315,500	$1150	Sasoak Rd, Willson Memorial Dr

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Top Homeowners Insurance Companies in Houghton County, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,247
Frankenmuth Insurance	$990
Hanover	$934
Automobile Club	$897

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Houghton County, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claims Free	-103	630
One Claim	+37	770
Two Claims	+73	806

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