Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Houghton County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Houghton County $95,000 $338 $530
Elm River $205,000 $755 $1,191
Dollar Bay $115,000 $327 $584
Portage charter $145,000 $484 $760
Zeba $95,000 $295 $498
South Range $75,000 $255 $389
Bohemia $95,000 $341 $493
Baraga $100,000 $334 $513
Calumet $50,000 $160 $262
Laurium $75,000 $260 $373

Impact of Coverage Amount on Home Insurance Cost In Houghton County, MI

Coverage Amount Home Insurance Cost ($)
$100000 $806
$250000 $968
$500000 $1,548
$750000 $2,013
$1000000 $2,576
More than $1000000 $2,979


Houghton County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Houghton County, MI Average Home Insurance Cost$733
State Average Home Insurance Cost$856
Difference Vs national Average-491

Best Home Insurance Quotes & Estimates for Properties Near Houghton County, MI

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $95,000 $240 Sasoak Rd, Willson Memorial Dr
$2500-$5000 Deductible $125,500 $290 Lilly Creek Rd, Co Rd F-39
$2500-$5000 Deductible $64,500 $180 11th St
$500 Deductible $141,000 $610 S Tamarack St
$500- $1000 Deductible $80,000 $340 Golf Course Rd
$1000-$2500 Deductible $199,000 $710 Alder Rd
$1000-$2500 Deductible $46,000 $110 W Baraga Ave, Superior Loc Rd
$500- $1000 Deductible $315,500 $1150 Sasoak Rd, Willson Memorial Dr

Top Homeowners Insurance Companies in Houghton County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,247
Frankenmuth Insurance $990
Hanover $934
Automobile Club $897

Houghton County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -103 630
One Claim +37 770
Two Claims +73 806