Home Insurance Costs with Deductible Scenarios in Houghton County, MI & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Houghton County, MI	$102400	$505	$695
Dollar Bay, MI	$128900	$549	$756
Portage charter, MI	$164700	$584	$803
Zeba, MI	$86700	$501	$690
South Range, MI	$81800	$495	$681
Baraga, MI	$106500	$525	$722
Calumet, MI	$64200	$470	$647
Laurium, MI	$73100	$483	$665
Houghton County, MI	$102400	$505	$695
Copper Harbor, MI	$267300	$694	$955

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Impact of Coverage Amount on Home Insurance Cost In Houghton County, MI

Coverage Amount	Home Insurance Cost ($)
$100,000	$650
$200,000	$2,128
$300,000	$2,628
$400,000	$3,493
$500,000	$4,471
$750,000 to $1000,000	$5,170
Above $1000,000	$6,113

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Houghton County, MI Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Houghton County, MI Average Home Insurance Cost	$703.25
State Average Home Insurance Cost	$775
Difference Vs national Average	-520.75

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Top Homeowners Insurance Companies in Houghton County, MI

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,247
Frankenmuth Insurance	$990
Hanover	$934
Automobile Club	$897

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Houghton County, MI Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-84	619
One Claim	+63	767
Two Claims	+91	795

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