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Home Insurance Costs with Deductible Scenarios in Houghton County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Houghton County, MI $102400 $505 $695
Dollar Bay, MI $128900 $549 $756
Portage charter, MI $164700 $584 $803
Zeba, MI $86700 $501 $690
South Range, MI $81800 $495 $681
Baraga, MI $106500 $525 $722
Calumet, MI $64200 $470 $647
Laurium, MI $73100 $483 $665
Houghton County, MI $102400 $505 $695
Copper Harbor, MI $267300 $694 $955

Impact of Coverage Amount on Home Insurance Cost In Houghton County, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $650
$200,000 $2,128
$300,000 $2,628
$400,000 $3,493
$500,000 $4,471
$750,000 to $1000,000 $5,170
Above $1000,000 $6,113


Houghton County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Houghton County, MI Average Home Insurance Cost$703.25
State Average Home Insurance Cost$775
Difference Vs national Average-520.75

Top Homeowners Insurance Companies in Houghton County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,247
Frankenmuth Insurance $990
Hanover $934
Automobile Club $897

Houghton County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -84 619
One Claim +63 767
Two Claims +91 795