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Home Insurance Costs with Deductible Scenarios in Grand Rapids, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Grand Rapids, MI $121800 $526 $724
Leighton, MI $178700 $597 $821
Plainfield charter, MI $167600 $493 $678
Jamestown charter, MI $222900 $538 $740
Thornapple, MI $154700 $482 $664
Wyoming, MI $107700 $511 $702
Allendale charter, MI $175700 $499 $686
Alpine, MI $133300 $465 $640
Jenison, MI $152400 $481 $661
Chester, MI $187100 $605 $832

Impact of Coverage Amount on Home Insurance Cost In Grand Rapids, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $500
$200,000 $1,910
$300,000 $2,468
$400,000 $3,041
$500,000 $3,892
$750,000 to $1000,000 $4,501
Above $1000,000 $5,322


Grand Rapids, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Grand Rapids, MI Average Home Insurance Cost$732.35
State Average Home Insurance Cost$775
Difference Vs national Average-491.65

Top Homeowners Insurance Companies in Grand Rapids, MI

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,174
AAA $954
Safeco $914
Automobile Club $897

Grand Rapids, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -88 644
One Claim +44 776
Two Claims +88 820