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Home Insurance Costs with Deductible Scenarios in Grand Rapids, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
Grand Rapids $110,000 $384 $564
Leighton $180,000 $584 $886
Plainfield charter $160,000 $525 $723
Jamestown charter $195,000 $645 $979
Thornapple $140,000 $481 $711
Wyoming $100,000 $362 $511
Allendale charter $160,000 $534 $803
Alpine $130,000 $448 $634
Jenison $140,000 $471 $664
Chester $165,000 $540 $846

Impact of Coverage Amount on Home Insurance Cost In Grand Rapids, MI

Coverage Amount Home Insurance Cost ($)
$100000 $818
$250000 $982
$500000 $1,571
$750000 $2,043
$1000000 $2,615
More than $1000000 $3,023


Grand Rapids, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Grand Rapids, MI Average Home Insurance Cost$744
State Average Home Insurance Cost$856
Difference Vs national Average-480

Best Home Insurance Quotes & Estimates for Properties Near Grand Rapids, MI

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500 Deductible $153,000 $690 Brynell Ct NE
$500 Deductible $126,000 $490 Forest Hill Ave SE
$500 Deductible $214,500 $870 Stanwood Dr NW
$500 Deductible $116,000 $410 Elizabeth Ave NW, 8th St NW
$500 Deductible $168,500 $870 Fletcher Dr NE
$500- $1000 Deductible $59,500 $210 Page St NE
$500- $1000 Deductible $218,500 $960 Valleywood Dr SE
$5000 to $10,000 Deductible $343,000 $910 Acacia Dr NW
$500 Deductible $100,000 $230 Acacia Dr NW

Top Homeowners Insurance Companies in Grand Rapids, MI

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,174
AAA $954
Safeco $914
Automobile Club $897

Grand Rapids, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -104 640
One Claim +45 789
Two Claims +104 848