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Home Insurance Costs with Deductible Scenarios in Emmet County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Emmet County $165,000 $615 $820
Bear Creek $170,000 $725 $965
Bliss $120,000 $477 $603
Brutus $90,000 $314 $477
Carp Lake $115,000 $385 $655
Bay Shore $75,000 $309 $423
Petoskey $175,000 $651 $889
Readmond $200,000 $698 $1,060
Harbor Springs $235,000 $915 $1,259
Belknap $95,000 $357 $525

Impact of Coverage Amount on Home Insurance Cost In Emmet County, MI

Coverage Amount Home Insurance Cost ($)
$100000 $854
$250000 $1,024
$500000 $1,639
$750000 $2,131
$1000000 $2,727
More than $1000000 $3,153


Emmet County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Emmet County, MI Average Home Insurance Cost$776
State Average Home Insurance Cost$856
Difference Vs national Average-448

Best Home Insurance Quotes & Estimates for Properties Near Emmet County, MI

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $178,000 $780 Rush St, West Aly, Cottage Ct
$500 Deductible $173,000 $750 W Central Ave
$2500-$5000 Deductible $176,500 $410 Webb Rd
$500- $1000 Deductible $278,500 $1060 Iduna Ln
$500- $1000 Deductible $153,000 $500 Biehl St
$1000-$2500 Deductible $264,500 $760 Camp Daggett Rd
$500 Deductible $91,500 $430 Jennings Ave, Bay View Rd
$500- $1000 Deductible $395,500 $1170 Rush St, West Aly, Cottage Ct

Top Homeowners Insurance Companies in Emmet County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Frankenmuth Insurance $990
AAA $954
Auto Owners $946
Hanover $934

Emmet County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -101 675
One Claim +47 823
Two Claims +85 861