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Home Insurance Costs with Deductible Scenarios in Emmet County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Emmet County, MI $171100 $572 $787
Bear Creek, MI $189500 $510 $701
Bliss, MI $150000 $570 $784
Brutus, MI $102100 $520 $715
Carp Lake, MI $112500 $532 $732
Bay Shore, MI $94000 $510 $702
Petoskey, MI $178900 $501 $690
Readmond, MI $196500 $614 $845
Harbor Springs, MI $243400 $663 $913
Belknap, MI $90000 $505 $696

Impact of Coverage Amount on Home Insurance Cost In Emmet County, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $484
$200,000 $1,318
$300,000 $1,803
$400,000 $2,354
$500,000 $3,013
$750,000 to $1000,000 $3,484
Above $1000,000 $4,120


Emmet County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Emmet County, MI Average Home Insurance Cost$796.37
State Average Home Insurance Cost$775
Difference Vs national Average-427.63

Top Homeowners Insurance Companies in Emmet County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Frankenmuth Insurance $990
AAA $954
Auto Owners $946
Hanover $934

Emmet County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -96 701
One Claim +64 860
Two Claims +96 892