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Home Insurance Costs with Deductible Scenarios in Berrien County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Berrien County $135,000 $531 $590
Baroda $130,000 $511 $631
Three Oaks $145,000 $509 $589
Michiana Shores $310,000 $1,071 $1,335
Michigan City $95,000 $372 $440
Galena $195,000 $674 $820
Shorewood-Tower Hills-Harbert $255,000 $949 $1,091
Grand Beach $725,000 $2,751 $2,811
Scipio $160,000 $576 $742
Lake charter $170,000 $601 $803

Impact of Coverage Amount on Home Insurance Cost In Berrien County, MI

Coverage Amount Home Insurance Cost ($)
$100000 $832
$250000 $998
$500000 $1,597
$750000 $2,076
$1000000 $2,657
More than $1000000 $3,072


Berrien County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Berrien County, MI Average Home Insurance Cost$756
State Average Home Insurance Cost$856
Difference Vs national Average-468

Best Home Insurance Quotes & Estimates for Properties Near Berrien County, MI

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $183,000 $670 Greenly Ave
$500 Deductible $167,000 $840 S Estates Dr
$1000-$2500 Deductible $125,500 $590 S Chapin Ln, Wilderness Trl
$2500-$5000 Deductible $91,000 $300 Hurd Ave
$2500-$5000 Deductible $93,500 $260 Douglas Ave
$500- $1000 Deductible $282,000 $1110 Elm Dr
$1000-$2500 Deductible $53,500 $230 Leedy St
$5000 to $10,000 Deductible $384,500 $990 Central Ave, Lakewood Pointe Dr
$500 Deductible $213,000 $480 Elm Dr

Top Homeowners Insurance Companies in Berrien County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,247
Michigan Farm Bureau $974
Auto Owners $946
Farmers $884

Berrien County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -68 688
One Claim +53 809
Two Claims +106 862