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Home Insurance Costs with Deductible Scenarios in Berrien County, MI & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Berrien County, MI $140900 $544 $748
Baroda, MI $154600 $574 $790
Three Oaks, MI $157600 $577 $794
Michiana Shores, IN $359600 $956 $1,315
Michigan City, IN $89000 $494 $679
Galena, IN $194900 $717 $987
Shorewood-Tower Hills-Harbert, MI $248300 $669 $921
Grand Beach, MI $757100 $1866 $2,568
Scipio, IN $157400 $659 $907
Lake charter, MI $172900 $592 $814

Impact of Coverage Amount on Home Insurance Cost In Berrien County, MI

Coverage Amount Home Insurance Cost ($)
$100,000 $639
$200,000 $1,548
$300,000 $2,257
$400,000 $2,611
$500,000 $3,342
$750,000 to $1000,000 $3,864
Above $1000,000 $4,569


Berrien County, MI Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Berrien County, MI Average Home Insurance Cost$757.57
State Average Home Insurance Cost$775
Difference Vs national Average-466.43

Top Homeowners Insurance Companies in Berrien County, MI

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,247
Michigan Farm Bureau $974
Auto Owners $946
Farmers $884

Berrien County, MI Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -106 652
One Claim +45 803
Two Claims +98 856